100% mortgage for first time buyer has been withdrawn

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Jargon Buster

100% First Time Buyer Mortgage withdrawn

 

At the time this page was last amended the 100% mortgage was only available if a parent would stand as a guarantor. In the absence of this a deposit of at least 5% is going to be needed,  but be aware that if this is raised by way of a bank loan, then your income will need to be high enough (in the lenders opinion!) to be able to afford both payments.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

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