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110% Mortgages and Remortgages

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100% mortgages and remortgages have been common place for a number of years. However, 110% mortgages and remortgages are now available through the same lender. This means you can now borrow up to 110% of the property value (125% can actually be made available to you, if needed) . This is available to first time buyers, next time buyers or someone wishing to release the equity in their home, by remortgaging, without moving house.
First time buyers can borrow enough to buy the house, pay the solicitor, stamp duty, and still have enough to decorate or furnish.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

The mortgage is flexible to allow overpayments without penalty
There is NO Higher Lending Charge to pay
3rd largest U.K. High St lender
Daily interest calculations

DECISION IN PRINCIPLE AVAILABLE IN MINUTES

On the negative side
The interest rate is usually higher than on sub 100% mortgages.
You will be borrowing more than the value of the property (a maximum of 95% as a mortgage, and a maximum of 30% (or Ł30,000 whichever is lower) as an unsecured loan.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage Arrangers, Equity House, 225 Hatherley Road, Cheltenham Gloucestershire GL51 6HF

Telephone: 01452 741459

E-mail: Mortgage Arrangers