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Jargon Buster

110% Mortgages and Remortgages have been withdrawn

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100% mortgages and remortgages have been common place for a number of years. However, 110% mortgages and remortgages have now been withdrawn. This means you can no longer borrow up to 110% of the property value (125% was actually be made available to you, if needed) . It was available to first time buyers, next time buyers or someone wishing to release the equity in their home, by remortgaging, without moving house.
First time buyers were able borrow enough to buy the house, pay the solicitor, stamp duty, and still have enough to decorate or furnish.


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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

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