The Mortgage Consultancy Italy (MCI) will work with you to make sure you get the right type of Italian bank mortgage, based on your own personal circumstances.

Everything to secure an Italian mortgage payable in Euros, can be arranged by using email, and post, however, we are always contactable by phone if the need arises on (0039) 085 8278912. Please mention "Mortgage Arrangers" when phoning in the first instance (it helps us gauge the effectiveness of our online marketing).

The standard Italian mortgage variable interest rate is typically 2% less than the standard variable interest rate provided by the UK mortgage lenders, so owning an Italian property does not have to be an expensive luxury.

Jayne and Andrew Hinsley, are the husband and wife team that run MCI and can obtain a variety of fixed, flexible and variable interest rate Italian mortgages with a number of Italian banks, and can arrange "interest only" or repayment mortgages with loan to values of up to 80% leaving you to find only the 20% deposit required to complete.

They will compile all the necessary information and documentation, and present your Italian mortgage application to the Italian banks on your behalf.

They will send you the Italian mortgage application forms and a list of the required documents to complete the application, and check this for accuracy and completion on receipt in Italy before the final presentation.

Once the formal Italian mortgage offer has been issued, they will check it for accuracy and then forward it on to you, along with your personal returned documents.

Andrew or Jayne will also help with opening an Italian bank account to pay the mortgage, where necessary, and assist with obtaining an Italian Fiscal Code (Codice Fiscale). It is not possible to buy a property in Italy without one.

More useful information on things you need to know about Italian mortgages