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here for a quote &
click here
for the policy summary
click
here for a quote &
click here
for the policy summary
Intego Mortgage Payment Protection
Why Intego?
There has never been a more important time for you to have MPPI. The UK is seeing the longest period of sustained growth for decades,* secured and unsecured debt levels are at record highs, the average house price has increased by 300% since 1996*, the average age of first time buyers is increasing and re-mortgaging is becoming commonplace for many. This all results in a need for people to have more protection against losing their income.
Intego has been designed to give you total peace of mind by offering flexible, individual and affordable MPPI.
*Source: The Economic Overview, The Mortgage Event (September 2004)
Flexibility, Individuality and Affordability
Accident, Sickness & Unemployment Cover
If you are unable to work as a result of an accident, sickness or unemployment, our policy pays out cash benefit to help meet the cost of mortgage repayments - you can choose if you want Accident & Sickness cover, Unemployment cover or both.
Back-to-day-one cover or 30-day excess
You can choose between cover that begins after 30 days without working or one in which benefit is backdated to the first day they were unable to work – or combine a mixture of these types of cover across different elements of the policy.
Re-mortgaging or moving house
Cover can be transferred every time you re-mortgage or move property with the ability to change the level of benefit.
Flexible benefit levels
You can choose your benefit level up to a maximum of 150% of your mortgage costs or £1,650, whichever is lesser, with no percentage-of-salary restriction.
Age-rated pricing
Intego means you pay according to your individual risk and won’t be subsidising other age categories. Prices are based on your age at inception throughout the term of the policy.
Self-employed cover
Provided you meet our standard eligibility criteria, Intego provides full cover.
New carer cover
An important consideration for many, Intego MPPI pays benefit for up to 12 months if you need to give up work to become a registered full-time carer for a member of your immediate family.
Back to Work support service
Should you be made redundant or have an accident, this is a highly innovative scheme designed to help get you working again as soon as possible.