Endowment valuation

 An endowment valuation can be obtained by phoning the insurance company that issued the endowment policy.

This will give you the endowment "surrender value" or in other words the "endowment cash in value".

However, a higher figure may be obtainable by selling the endowment policy to a second hand endowment policy trader or market maker.

With profits endowments are bought if the buyer believes they will eventually return  better investment growth than the buyers other alternatives.

They are bought for inclusion in to portfolios of long term investments when attempting to balance the funds risk profile.

Once a particular life companies endowment policy has been paid in to for a sufficient number of years by the original policy holder, the policy starts to become attractive to the would be investor.

If you have endowments that you are considering "surrendering/cashing in" you might want to see what they are worth on the open market.

It costs nothing to find out, and you may be pleasantly suprised.