Environment Agency map to show risk of flooding by postcode click here

The Environment Agency have posted the following questions that you should ask your intended insurer -:

Questions for your insurance provider: (taken from the agencies web site above)
When talking to your insurer to find out if flood insurance is right for you, you might want to ask the following questions. These questions are suggestions to help you get valuable information, and do imply responsibility for your decisions.

1. How will my property be valued?
2. How much insurance am I required to carry to avoid becoming a co-insurer?
3. What are my deductibles?
4. What does my policy require me to do in the event of a loss?
5. What types of records and documentation will you want to see?
6. To what extent am I covered for loss due to interruption of power? Is coverage provided for both on-and-off-premises power interruption?
7. Am I covered for loss or damage to other people's property in my possession at the time of flooding?
8. Am I covered for all my lost income caused by business interruption due to flooding?
9. For how long is cover provided?
10. To what extent am I covered for reduced income due to customers', not all immediately coming back once the business re-opens?
11. (If you have a home business) Is my business covered by my home insurance policy, and does it cover business interruption and lost or reduced income?
12. How will my flood management planning affect my rates?

---

There you have it !

Questions that the Environment Agency states you should ask your insurer about flood insurance