Category Archives: UK Flood Insurance Company

Flood Insurance Premiums | Flood Video

Flood Risk and Flood Insurance Premiums

flood insurance quote

Droitwich Flood Insurance


Droitwich is the location for Exercise Watermark today, a town badly affected by floods in 2007. Automatic flood defences have been installed which are automatically triggered by rising water, though a spokesman for the company flood insurance for properties in droitwichsaid that more measures were required as the flood risk increases.

Exercise Watermark is designed to give the emergency services practice at flood rescue drills, coordinating responses and seeing where deficiencies lie.

With the almost universal acceptance of climate change, rising sea levels and extreme weather conditions, flooding of major towns in the UK is no longer just theoretical. Historical evidence and recent events show it to be a real and dangerous threat to property and people.

Although the Government discussed increased spending on flood prevention measures to help the insurance companies provide flood insurance cover, due to the economic recession and planned budget cuts it looks like the insurance companies can no longer rely on this, and have decided that thousands of properties situated on flood plains will no longer be insurable through them.

It is here that a specialist insurance broker is needed to find those companies that are willing and able to take on the risk.

Flood Damage Insurance Broker

Flood Damage Insurance        Click here to get a quote

With the UK Government cutting the spending on flood defences, it leaves many insurance companies with no option but to refuse some applcations from home owners that live in high flood risk areas.

The very popular, and competitive price comparison insurance sites like, compare the and are used to find the lowest premiums for home insurance, and for an insurance company to stand a chance of being price competitive it needs to cut our all underwriting that would put it at risk of having to pay out on a claim.

So it would come as no surprise that anyone trying to get flood damage insurance from a price comparison website might have no luck at all, remebering that “all material facts must be disclosed”. So not teling them that you’ve been flooded once already could leave you with a refusal to pay out on a claim.

Flood damage insurance cover is a spacialist area, and requires the services of a broker experienced in dealing with this type of insurance.

If you live in Isle of Wight, Emsworth, Boston, Lincolnshire, Windsor, Maidenhead, Enfield, London, Kings Lynn, Norfolk, Spelthorne, Surrey, Runnymede, Warrington, Cheshire, Gloucester, Gloucestershire, Cheltenham, Newport, Leicester, Birmingham, Reading, Elmbridge, Merton or any of the flood risk areas it would be worth getting a flood insurance quote.

 Flood Insurance – Flooded Property Insurance – Flood Damage Insurance – Home Insurance for Flooded Properties – Flooded Property Insurance Company

UK Flood Insurance

 UK Flood Insurance Quotes  – Click here for a quote

There were a large number of home owners searching the internet for “flood insurance Isle of Wight” after the events of November 2010, when torrential rain storms caused major flooding in Emsworth, Havant,Hampshire and the Isle of Wight.

Many had to evacuate their homes, roads were closed and schools shut.

But perhaps the longest lasting legacy will be the difficulty theses unfortunate property owners now have in getting home insurance once their home has been flooded already, or their property is deemed to be in a “flood risk” zone.

Many mainstream insurance companies will simply refuse to accept what they see as an unnecessary risk, which to the home-owner will seem grossly unfair when it was no fault of their own.

However, there is light at the end of the tunnel in the form of a specialist insurance broker that has been enjoying some measure of success in providing those home-owners that have already been flooded (and subsequently refused insurance) and potential flood victims with specialist flood insurance.

Click this link to get a quote if you think your property is, or might be, at risk, or if you have found it difficult to get covered.

You will then be called back to discuss your flood insurance needs.

UK flood insurance quotes from the flood insurance specialist