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to Mortgage Types
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can be categorised into a small number of basic types with slight
variations added by the lenders to make theirs stand out as different.
the mortgage rate so that it starts lower and then increases a year
or two later
various levels of cash-back with the mortgage loan
flexibility to allow overpayments if the borrower can afford it
the schemes, i.e. fixed rate mortgage for one year and capped rate
mortgage for the next two
are only examples. Each of the four types contains a graph which
attempts to show the basic differences in diagrammatic form. They have
been exaggerated somewhat to try and clearly identify their individual
No information on this website is intended to constitute advice.
This site contains a summary of the information relating to the
products and is not intended to promote any specific mortgage or
insurance product or provide mortgage or insurance advice. It is for
information purposes only.