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Before you enter in to any new  mortgage commitment, you need to be sure that it is affordable on your own personal budget. Use this calculator to work out what you can afford to pay each month.

INCOME:
"Take Home" Monthly Pay
Applicant 1.
£
"Take Home" Monthly Pay
Applicant 2.
£
Other Monthly Income £
Total Monthly Income £
MONTHLY EXPENSES:
Credit Card Payments £
Gas Bill £
Water Bill £
Electricity Bill £
Telephone Bill £
Council Tax Bill £
Food & Drink £
Clothes £
Car & Other Travel Expenses £
Life Assurance Premiums £
Regular Savings & Pensions £
Loan Repayments £
Other Standing Orders & Direct debits £
Entertainment & Holidays £
Home Maintenance £
Any Other Expenses £
TOTAL MONTHLY EXPENSES: £

SPARE INCOME EACH MONTH £