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Standard Variable Rate Mortgage click for a quote

This is the Mortgage rate of interest that the mortgage account defaults to whenever the fix, cap, or discount comes to an end or if there is no other special arrangement in force. It is set a margin above the Bank of England base rate and tends to follow it up or down when it changes.

Given that it is possible to get a discounted variable rate Mortgage with no redemption penalties whatsoever, it is difficult to think of any situation where the borrower is gaining any advantage from being on the standard variable Mortgage rate.


Any one who is on the standard variable rate mortgage should seriously consider a remortgage.




Standard Variable Rate




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