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a tailor made home insurance policy which includes the widest household cover currently available. Accidental damage on both buildings and contents is automatically included within the policy. click here for a quote & click here for the policy summary

Ultima

 

Ultima offers one of the widest levels of household cover currently available at a competitive price.  It automatically includes cover against accidental damage and covers your personal possessions anywhere in the world.

 

As well as buildings and contents cover, there is the option to add Mortgage Payment Protection Insurance and Home Emergency Cover.

 

Benefits include

 

Exclusive Offers

·          14 months cover for the price of 12

 

This one speaks for itself.  To reward your loyalty after enjoying a year’s cover with us, we’ll give you the next two months free, with absolutely no drop in your level of cover.

 

·          A fairer deal on No Claims Discount                    

 

You can spend years building up your No Claims Discount and with one claim, some insurance companies take it all away.  We don’t think that’s fair, so depending on the size,    type and frequency of claim(s), we offer a step back approach where your hard-earned no claims discount is not lost altogether.

 

·          Separated No Claims Discount                

 

If you take combined cover (Buildings and Contents), not only will you receive a discount for doing so, we’ll also ensure they’re treated as two separate policies, so if you claim on one, it doesn’t affect the other.

 

Discounts Available

·          No claims discount.

·          Higher excesses.

·          Age related discounts.

·          Higher Sums Insured.

·          Security and Neighbourhood Watch.

·          Combined policies

 

Buildings Cover

·          Full Accidental Damage.

·          A choice of excesses, £60/£100/£250/£500.

·          All standard perils covered.

·          60 days unoccupancy terms.

·          Trace and access of leaks up to £5,000

 

Contents Cover

·          Full Accidental Damage.

·          Away from home worldwide cover.

·          A choice of excess £60/£100/£250/£500.

·          Free £3,000 uplift in Contents Sum Insured for Religious Festivals and Weddings.

·          Valuables automatically covered up to 30% of Contents Sum Insured.

·          Contents of home, garage and all outbuildings.

·          Cover for children at university.

·          New for old cover.

·          Generous limits for pedal cycles, freezer contents, replacement locks and metered water.

·          Cover for business equipment in the home.

·          Theft of money and bank cards.

 

Options

·          Legal expenses.

·          MPPI.

·          Home Emergency Cover.