Click Here to get an endowment policy "valued for sale" by an endowment policy valuer .
To be honest the only way to determine what your endowment policy is worth is to ask the people who would buy it off you, or the endowment policy insurance provider/company that it was taken out with.
The bottom line is that some endowment policies (with profits and "old enough"), will be attractive as ongoing investments to some investment fund managers who are responsible for putting together a broad range of different investment types to spread the risk of their clients portfolio.
For this reason, it is not unusual for some endowment policy owners to get more for their endowment policy than the original insurance company provider will pay as a "surrender value".
The endowment policy calculator
The links above will take you to either the MSN endowment calculator, where some broad assumptions are made on future bonus rates, in order to give a projected value, or to an alternative form which sends your endowment policy information to a buyer.
The buyer will asses the value of your policy as a saleable investment and get back to you with the result.
It will cost you nothing to find out.
Good luck !
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Equity Release Mortgages